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The Ultimate Encyclopedia Of Financial Intelligence
A lot of individuals have no idea precisely where or how they spend a good portion of their income. How many times have you taken money from the ATM only to realize a few days later that its gone? Many times its hard to remember how precisely you spent the money, and frequently this money is wasted on frivolous buys.
A budget will help avoid this by making an individual accountable for the income that they spend. If an individual only has $50 left for monthly food expenses then they might decide to give up purchasing that fancy $3 designer cup of coffee.
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